Investment Property
A Complete Guide for your Investment Property Purchase or Refinance.
- Fast Approvals
- Lowest Rates
- Low to No Closing Cost Options
- No SSN Required
- No Credit Checks
- No Obligation
Investment Property Facts
- Investment / Rental Properties are a great way to build wealth overtime and have an additional substantial income.
- Investment Properties provide several tax benefits and stable income over a long-term investment.
- You can buy an investment property with as little as 20% down.
- You can buy an investment property with a credit score of as low as 620.
- We offer great loan programs for investment properties including a DSCR loan which can help you qualify as long as the rent covers the mortgage payment without additional income proof such as you own income/salary.
Mortgage Rates on 11.20.2025
Conventional Loans
Rates for Primary Home Purchase
6.250%
(6.36% APR)
5.75%
(5.85% APR)
FHA & VA Loans
Rates for Primary Home Purchase
5.625%
(5.99% APR)
5.625%
(6.00% APR)
Rates, terms, and fees as of 11/20/2025 and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. Rates for Primary Home Purchase.
Thinking of Buying an Investment/Rental Property? You have come to the right place!
Lowest Rates!
Access Wholesale Rates & Low Margins to save thousands of dollars over the life of your loan.
Zero Application Fees!
Applying for a Primary Home Mortgage if FREE with us which saves you hundreds of dollars right off the bat!
No Cost Loan Options!
Choose Rates without any lending or origination fees.
Available 12 hours every day!
Our experienced and compassionate team is available from 9 AM to 9 PM your time to answer your questions.
Crazy Fast Pre-Approvals!
Get pre-approved for your primary home mortgage in as little as 60 minutes!
Crazy Fast Loan Closing!
Our average clear to close is 21 Days! That is Crazy Fast.
FAQs
Yes. As long as it meets the same requirements for deductible interest as your primary home, mortgage interest paid on your investment home is tax deductible.
20% is the minimum down payment required to buy an Investment Property under Conventional Loan option.
Yes. Mortgage Rates on Investment or Rental Properties are typically 0.25% to 0.50% Higher than Primary Homes.
620 FICO Score. Typically, you can buy your dream investment home with a credit score of as low as 620.
24 Hours. Our average turnaround time to get you a Pre-Approval on your Secondary Home Mortgage takes less than 24 Hours. Call Toll Free # 1877-466-1211 to get started!
We work with Prospects of all Credit Types, All Income Sources, All Age Groups, Offer All Mortgage Types, have been in business for 18+ Years, Our Rates are 0.25% to 0.50% LOWER than most lenders, We offer LOW to NO Closing Cost Options, Our Standard Approval Time is 24 Hours, We close Most Loans in Under 21 Days, We are Available 12 Hours Per Day via Phone – Text – Live Chat – Email.
At ShowMyRate.Com, we are your Personal Mortgage Advisors!
We care for our clients, provide top notch customer service and nothing is more important to us than Saving YOU Money!
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Fast
No SSN Required