First Time Home Buyer
A Complete Guide for First Time Home Buyers.
- Fast Approvals
- Lowest Rates
- Low to No Closing Cost Options
- No SSN Required
- No Credit Checks
- No Obligation
First Time Home Buyer Facts:
- You can use Down Payment Assistance Program which can offer grant, loan, or deferred payment assistance for your closing costs and down payment.
- There are a wide variety of loans available for First Time Home Buyers such as Conventional, FHA, VA, USDA, Jumbo Loans, etc.
- You can buy your First Home with as little as 3% Down.
- You can qualify for a Mortgage for your First Home if you have a credit score of above 580.
Mortgage Rates on 11.20.2025
Conventional Loans
Rates for Primary Home Purchase
6.250%
(6.36% APR)
5.75%
(5.85% APR)
FHA & VA Loans
Rates for Primary Home Purchase
5.625%
(5.99% APR)
5.625%
(6.00% APR)
Rates, terms, and fees as of 11/20/2025 and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. Rates for Primary Home Purchase.
Thinking of Buying your First Home? You have come to the right place!
Lowest Rates!
Access Wholesale Rates & Low Margins to save thousands of dollars over the life of your loan.
Zero Application Fees!
Applying for a Primary Home Mortgage if FREE with us which saves you hundreds of dollars right off the bat!
No Cost Loan Options!
Choose Rates without any lending or origination fees.
Available 12 hours every day!
Our experienced and compassionate team is available from 9 AM to 9 PM your time to answer your questions.
Crazy Fast Pre-Approvals!
Get pre-approved for your primary home mortgage in as little as 60 minutes!
Crazy Fast Loan Closing!
Our average clear to close is 21 Days! That is Crazy Fast.
FAQs
A conventional Loan Requires you to put down 3% while you can qualify for an FHA loan with as little as 3.50% down.
As a First Time Home Buyer you can use an FHA Loan to qualify which requires credit score to be above 580.
24 Hours. Our average turnaround time to get you a Pre-Approval on your Home Mortgage takes less than 24 Hours. Call Toll Free # 1877-466-1211 to get started!
We work with Prospects of all Credit Types, All Income Sources, All Age Groups, Offer All Mortgage Types, have been in business for 18+ Years, Our Rates are 0.25% to 0.50% LOWER than most lenders, we offer LOW to NO Closing Cost Options, Our Standard Approval Time is 24 Hours, we close Most Loans in Under 21 Days, we are Available 12 Hours Per Day via Phone – Text – Live Chat – Email.
At ShowMyRate.Com, we are your Personal Mortgage Advisors!
We care for our clients, provide top notch customer service and nothing is more important to us than Saving YOU Money!
Free
Fast
No SSN Required